Disclaimer

General Disclaimer

This Disclaimer applies to the use of RetirePlan Malaysia and its content. We provide information for general purposes only and do not constitute professional financial, legal, or tax advice. The content on our website, including information about private retirement schemes (PRS), tax relief benefits, fund provider comparisons, and retirement savings strategies, is intended to help you understand these topics better.

We have made every effort to ensure the accuracy of the information presented on our platform. However, we make no warranties or representations regarding the completeness, accuracy, or timeliness of any content. The retirement landscape, tax regulations, and fund offerings are subject to change, and we cannot guarantee that all information remains current. We recommend verifying all information independently and consulting with relevant authorities or professionals before making decisions.

No Professional Advice

The information, resources, and tools provided on our website are educational in nature and should not be construed as professional financial, investment, legal, or tax advice. We do not provide personalized recommendations tailored to your specific financial situation, goals, or circumstances. Any discussion of PRS structures, tax relief mechanisms, or fund provider options is for informational purposes only.

Decisions regarding private retirement schemes, supplementing your Employee Provident Fund (EPF), or selecting specific fund providers require careful consideration of your individual circumstances. We strongly encourage you to consult with qualified financial advisors, tax professionals, and licensed investment consultants before making any retirement savings decisions. Your personal financial situation is unique, and professional guidance is essential for informed decision-making.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on the information provided. This includes but is not limited to losses related to retirement planning decisions, investment choices, or tax-related matters.

We are not responsible for third-party content, external links, or information from fund providers, financial institutions, or government agencies. While we strive to provide accurate and helpful information about PRS in Malaysia and retirement savings strategies, we do not guarantee the suitability or performance of any financial product or service. Your use of our website is at your own risk, and you assume full responsibility for any actions taken based on the information provided.

Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Your continued use of the platform following any modifications constitutes your acceptance of the updated Disclaimer. We encourage you to review this page periodically to stay informed of any changes.