Terms of Service
Last updated: March 20, 2026
Acceptance of Terms
These Terms of Service govern your use of RetirePlan Malaysia and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you are not permitted to use our services. We reserve the right to modify these terms at any time, and continued use of our website following any changes constitutes your acceptance of the new terms.
Our website is designed to provide information about private retirement schemes, PRS tax relief benefits, fund providers, and supplementary retirement savings options in Malaysia. The content is intended for informational purposes only and should not be considered as personalized financial advice. We recommend consulting with qualified financial advisors before making investment decisions based on the information provided on our platform.
User Obligations
When using our website, you agree to comply with all applicable laws and regulations. You must not engage in any conduct that could damage, disable, or impair our services, including attempting to gain unauthorized access to our systems or data. You are responsible for maintaining the confidentiality of any account information you may create and for all activities that occur under your account.
You agree not to use our website for any unlawful purposes or in any way that could harm other users or the integrity of our services. This includes but is not limited to transmitting malware, engaging in harassment, or distributing misleading information. We expect all users to act responsibly and ethically when accessing our retirement planning resources and educational materials about PRS structures and benefits.
Intellectual Property Rights
All content on our website, including text, graphics, logos, images, and software, is the property of or licensed to us and is protected by international copyright and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to view and use the content solely for personal, non-commercial purposes related to understanding retirement planning and PRS options in Malaysia.
You may not reproduce, distribute, transmit, modify, or create derivative works from any content without our prior written permission. This includes our comprehensive guides on PRS tax relief benefits, fund provider comparisons, and retirement savings strategies. Any unauthorized use of our intellectual property is prohibited and may result in legal action. We appreciate your respect for our original research and educational materials.
Limitation of Liability
We provide our website and services on an “as-is” basis without warranties of any kind, either express or implied. We do not warrant that the information provided is accurate, complete, or suitable for your specific circumstances. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on the information contained therein.
While we strive to ensure the accuracy of our content regarding PRS structures, tax relief calculations, and fund provider information, market conditions and regulations change frequently. We are not responsible for any financial losses or decisions made based on information from our platform. Your use of our retirement planning resources is at your own risk, and you should always verify information with official sources and seek professional advice.
Termination of Access
We reserve the right to terminate or suspend your access to our website at any time, with or without cause, and with or without notice. This includes situations where you violate these terms, engage in harmful conduct, or use our services in ways that negatively impact other users or our operations. Upon termination, your right to use our website ceases immediately.
You may also choose to stop using our website at any time. Termination does not relieve you of any obligations incurred prior to the date of termination. We will retain your data in accordance with our privacy policy and applicable data protection regulations. If you have questions about our termination policies or wish to discuss your account status, we encourage you to reach out through the appropriate channels on our website.
Questions About These Terms?
If you have any questions, concerns, or disputes regarding these Terms of Service, we encourage you to contact us through the contact form available on our website. We take your feedback seriously and are committed to addressing any issues promptly and fairly. Our team will respond to your inquiry as soon as possible during business hours.
We may update these Terms of Service from time to time to reflect changes in our services, applicable laws, or other operational reasons. We will notify you of any significant changes by updating the “Last updated” date at the top of this page. Your continued use of our website following such updates indicates your acceptance of the revised terms. Please review this page regularly to stay informed of any modifications.